Financial planning
« Previous EntriesWhat are debt spirals?
Tuesday, July 13th, 2010Debt spiral is basically a condition when a borrower is at the verge of getting unable to pay back the debt on time. This generally happens when the month’s installment gets due and it is almost time for next month’s installment pay day.
Debt spiral is a stage if not paid heed to on time, might [...]
Create your own Anti Emergency Fund
Tuesday, July 13th, 2010Irregular occurring can demand a lot of expenses and an already tight monthly budget might not be able to bear more stress. Incidents such as unexpected car repairs, sudden travel plans and financial losses in investment or assets lead to financial emergencies. The situation might not be apt to withdraw any more funds from the [...]
5 Essential Requirements For personal finance management
Tuesday, July 13th, 2010Personal Finance Management incorporates 5 essential requirements namely:
• Funds to be managed
• Adequate knowledge and skills for investment and fund allocation
• Recent information, financial statistics and records of investment options chosen
• An experienced investment advisor
• Regularity and consistency in fund management
If the person has funds in hand, that will be the first point where the personal finance management begins. For [...]
Three Enemies of Every Investor
Tuesday, July 13th, 2010For all the investors in the world, there are certain negative points which act against them. These enemies are common for all investors in every field whether it is stocks, property, business, or any other form of investment. These three enemies are fear, ignorance and greed.
Fear is one of the main factors which restrict a [...]
Financial intermediation
Monday, June 7th, 2010Financial intermediation is just the means of enabling a smooth financial operation. Just as long as money exists, there will be the haves and have-nots. Intermediary firms ensure that the second category do not go empty handed. They allow assistance at comparative rates and let the borrowers work out their system with least bother of [...]
Examining tax options
Sunday, June 6th, 2010For working class people and businessmen, the big fact boils down in the name of taxes. Not only are they forced to handover a part of their earnings, there is also the added burden of going through the motions in case of discrepancies.
It is better to hire a chartered accountant firm to look through [...]
Role of World Bank
Monday, May 31st, 2010Uneasy lies the head that wears the crown. World Bank is in such an unenviable position because of its supreme status. It is supposed to act as a superlative bank and uphold integrities of various countries’ financial stature. It is also supposed to do a few other things.
While simmering through recession, there has been some [...]
Smartest way to deal in Forex Reserve
Saturday, May 15th, 2010Forex trading deals in currencies and their relations with each other. Broadly termed a speculation, this trading has caught the attention among many money mongers. These people do not mind a bit of risk in order to achieve handsome returns. They also take assistance from analysts and advisors on how to make the deal.
For [...]
Dividend Reinvestment program
Tuesday, May 11th, 2010A dividend reinvestment program is a plan where a person (investor) is allowed to buy shares directly from the company without going through a broker. If a person wants to engage in this, they are required to first of all fill out a form from the company indicating that they want to invest in the [...]
Buying Stock On A Margin
Monday, April 26th, 2010This is the term used when a person borrows some money from their stockbroker in order to buy more shares. The stock broker is a person who will buy the stocks on a margin. For shares that trade below 5$ there is no margin allowed on them. Stock brokers will at times help a [...]
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