Credit Cards
Credit card tips
Wednesday, June 17th, 2009Money is the driving force for life in practical sense. But it is not always handy. When it is not, people may feel helpless if they don’t have access to credit card; that is. It is a veritable option to cash in hand. Credit cards ennoble the influence of a person and load him with [...]
Standard vs. prepaid credit cards
Sunday, May 17th, 2009Standard credit cards are amazing. They have always been so, unless of course you are trapped in a credit sucker. These cards allow you to make purchase up to your credit limit and then pay in installments. You can of course choose to pay the entire amount at one go. Just keep up with the [...]
Smart credit solutions to bad credit history
Wednesday, April 8th, 2009Not many people boast of a strong credit report today. We live a credit-based life and to top it up, we have got a real liquidity crunch at hand. The crisis is closing on us from all directions. Serious budgetary constraints have resulted from income shrinkage. Lack of disposable income also means that we have [...]
Personal financial planning for financial stability
Sunday, March 22nd, 2009“When money speaks no one checks the grammar” – quite truly so. In almost all the aspects of life, we can hardly discount the requirement of money. Money makes us more secured individuals. It’s always a nice feeling to know that you have a financial back-up for the most daunting circumstances. Even otherwise, money gives [...]
The Credit Power Loans
Wednesday, March 18th, 2009These are not the best times for the world economy. What seemed like an economic slowdown has fast turned into recession. This has brought about a severe budget deficit. People short on disposable income look to encash through the credit cards. Both retail transactions and cash advances made through the credit cards are rising.
It has [...]
Can you be sued for credit card debt?
Tuesday, February 24th, 2009In the modern times many people find themselves completely trapped in credit card debt. Sometimes the condition becomes so crucial that the borrowers constantly run the risk of receiving threats. However, the worst case appears when you are trapped in a law suit. When you receive such legal letters from the credit card company [...]
How to Negotiate with Your Credit Card Company
Tuesday, February 10th, 2009Credit cards can turn into quite a vicious debt trap. You must always try to keep the credit card debts at bare minimum. It can be done through timely payments. At times, it becomes difficult and we only keep paying the minimum amount due on the card. It only erodes the interest and the principal [...]
Credit card jargon for dummies
Friday, February 6th, 2009Credit card companies often make credit cards a technical terrain, they do it so that the laymen get trapped and end up paying more owing to their failure to understand the terms itself. Let’s check out few important terms
Minimum amount due- It is five percent of your total due. This is the minimum bucket which [...]