Archive for January, 2009
SEP retirement plans
Friday, January 30th, 2009Simplified Employee Pension or SEP is a great safeguard. It saves you from the federal regulations of a formalized pension plan and at the same time it saves you on taxes for breaking the upper ceiling of annual contributions.
SEP is the choice of today. It needs minimal set up hassles and is formatted in a [...]
Benefits or retirement income investment
Wednesday, January 28th, 2009As people grow old, their eye for adventure gets blurred. Translated financially, this means that they begin to be hedgers and not speculators. This is a bunch of people looking to make less money but through a consolidated pool which does not offer risk. Who wishes for the erosion of life-time earning? This is why; [...]
Safe bets for your investment portfolio
Monday, January 26th, 2009Recession and economic meltdown is fast turning out to be a pandemic. Equities that were considered safe a little time ago has since turned dubious. Commodity is crashing and big players of the currency market are seen running for covers. In the light of this fact, what might be considered a safe investment portfolio? Today, [...]
How to create a passive income?
Saturday, January 24th, 2009Passive income or residual income is a profit generated without much effort on the part of the person involved. The idea is to generate profit month after month by employing the same means and indulging in equally negligible labor. A nice way to generate passive income is to buy a property. If you are safe [...]
Investment strategies for present and future
Thursday, January 22nd, 2009Life needs to be planned and major chunk of such planning needs to be in direction of education and finance. Financial planning can be short-term as well as long term. Long-term planning can be aimed at holding a stable portfolio that can give a safe return over a period of time. Such investments are not [...]
Primary requirements for investment decisions
Tuesday, January 20th, 2009World is no more an idyllic heaven. Time for the vagabonds and gypsies with no thought for tomorrow is up. If you want to sustain yourself, you have to invest. Many such investment decisions are long term and few are short-term and medium term as well.
First, you have to find a counselor or an advisor [...]